http://www.muyorbir.com/2008/11/credit-card-debt-relief/ Business, Life, LifeStyle and Entertainment Fri, 19 Feb 2010 20:00:26 -0500 http://wordpress.org/?v=2.8.6 hourly 1 http://www.muyorbir.com/2008/11/credit-card-debt-relief/comment-page-1/#comment-130 David Miller Wed, 26 Nov 2008 14:15:29 +0000 http://www.muyorbir.com/?p=253#comment-130 Debt consolidation and settlement companies don't address the root of the problem, and are usually unsuccessful. If your problem is really serious I think consulting a lawyer specializing in debt relief is the best approach. Check out the free videos at www.TheCreditCardSolution.com. They work with a national group of lawyers and their approach is to protect consumer rights based on federal law. Debt consolidation and settlement companies don’t address the root of the problem, and are usually unsuccessful. If your problem is really serious I think consulting a lawyer specializing in debt relief is the best approach. Check out the free videos at http://www.TheCreditCardSolution.com. They work with a national group of lawyers and their approach is to protect consumer rights based on federal law.

]]> http://www.muyorbir.com/2008/11/credit-card-debt-relief/comment-page-1/#comment-107 San Francisco Financial Planner Fri, 14 Nov 2008 19:04:06 +0000 http://www.muyorbir.com/?p=253#comment-107 Debt consolidation is often the best choice for people suffering from overwhelming credit card debt. But first, it can't hurt to try and ask your creditor for a little help. Make it a regular practice to call your credit cards to ask for a lower rate. I have one client who owes over $20,000 on a Visa that was at 18%. He spoke with a 'rate specialist', touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%! His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner. Debt consolidation is often the best choice for people suffering from overwhelming credit card debt. But first, it can’t hurt to try and ask your creditor for a little help. Make it a regular practice to call your credit cards to ask for a lower rate. I have one client who owes over $20,000 on a Visa that was at 18%. He spoke with a ‘rate specialist’, touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%! His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner.

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